Thursday, April 16, 2009

Medical Bills And The Disabled

There are many in our world today that, whether from birth or an accident, are disabled. Disabilities come in many forms, this could be someone who is paralyzed, has spinal bifida, back problems, tumors, cancer, heart problems, mental problems and etc. Needless to say, with these disabilities come major expenses in the medical treatment area. The prescriptions alone, can break a person or family and to have a decent job these days is very questionable. You work forty hours a week to just survive in these economic times and then have the extra medical expenses.

How do we cope with the needs of our family/loved ones and not worry about where the money will come from to care for them? It is not easy. The government does have programs out there, such as Medicaid and Medicare, to help with those expenses but, only if you qualify and that is the killer. To get diagnosed with a disability is not as easy as one would think. Even if you can no longer walk, for example, to receive disability payments is a long tough road to go through. Sometimes it takes years before disability is granted.

An example of some expenses for a paraplegic is as follows:

One wheelchair (just the chair) - $5,000.00
One cushion (for the wheelchair) - $400.00 (usually two per year)
Cushion repairs (wear and tear) - $50.00 & up
Two tires (for the wheelchair) - $240.00 (not including the inner tubes)
Stand-up Chair (for therapy) - $5,000.00
Exercise Equipment (for therapy) - $1,000.00
Hand controls (to help them drive) - $1,000.00 (more if more than one vehicle)
Monthly medical supplies (catheters and undergarments) - $500.00
Monthly prescriptions (estimated) - $500.00 to $1,000.00

This is a substantial amount, just the monthly costs alone are over $2,000.00. That does not even include doctor visits or the gas you need to get there or any emergency that may arise.

So what do we do? We look for answers to reduce our debt and find some kind of medical relief to reduce our medical bills. There are places and companies out there, such as www.medicalbillsrelief.com that can help. They can answer your questions and calm your nerves. Give them a look see to find out if they can help you.

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