Medical Services, No Insurance and Debt Relief

A visit with the doctor can run $70.00 (seventy dollars)or more these days and that is just talking to him/her. We are not even counting the prescriptions, or lab work or even x-rays that may need done. If you don't have insurance, you may refuse to even see a doctor when you really need to.

The same goes for an emergency. A lot of people have refused to go to the emergency room because they can't afford it. Health care is outrageous and unless you have a good job that provides health insurance, you will find that you deal with a lot before you make that trip. Yes, the law states that hospitals have to treat you with or without insurance and that is good but, just because they treat you does not mean you won't get billed.

The hospitals bill you for every little thing they use on you, for you, and around you while you are in their care. An itemized bill will shock you when you really look at it and see all the stuff that you have been charged for. I mean everything like swabs, Kleenexes, paper, cups, a single aspirin, your examination gown, booties, syringes, needles, meds, use of pillows, blankets and etc. It seems somewhat ridiculous but that is how they stay operating and their stuff doesn't come free either, someone has to pay for it from the suppliers.

We get all upset and feel that the hospitals are charging us unfairly because the price of each one of these items is extremely high. We cannot see how we will ever be able to pay. So, we worry and fret over what to do but, there is a solution here.

The first thing to do is talk to the business office at the hospital and/or doctors office. Check to see if they provide a sliding scale fee. This is provided based on your proof of income. If you qualify for this service, it will help in the high cost of your medical expenses. If you do not qualify and you still find it impossible to pay your bills, you can check out www.medicalbillsrelief.com for some answers.

Don't wait until they send you to a collection agency. Talk to Go Debt Relief and get the help you need. Check them out and ease your mind.

Medical Bills And The Disabled

There are many in our world today that, whether from birth or an accident, are disabled. Disabilities come in many forms, this could be someone who is paralyzed, has spinal bifida, back problems, tumors, cancer, heart problems, mental problems and etc. Needless to say, with these disabilities come major expenses in the medical treatment area. The prescriptions alone, can break a person or family and to have a decent job these days is very questionable. You work forty hours a week to just survive in these economic times and then have the extra medical expenses.

How do we cope with the needs of our family/loved ones and not worry about where the money will come from to care for them? It is not easy. The government does have programs out there, such as Medicaid and Medicare, to help with those expenses but, only if you qualify and that is the killer. To get diagnosed with a disability is not as easy as one would think. Even if you can no longer walk, for example, to receive disability payments is a long tough road to go through. Sometimes it takes years before disability is granted.

An example of some expenses for a paraplegic is as follows:

One wheelchair (just the chair) - $5,000.00
One cushion (for the wheelchair) - $400.00 (usually two per year)
Cushion repairs (wear and tear) - $50.00 & up
Two tires (for the wheelchair) - $240.00 (not including the inner tubes)
Stand-up Chair (for therapy) - $5,000.00
Exercise Equipment (for therapy) - $1,000.00
Hand controls (to help them drive) - $1,000.00 (more if more than one vehicle)
Monthly medical supplies (catheters and undergarments) - $500.00
Monthly prescriptions (estimated) - $500.00 to $1,000.00

This is a substantial amount, just the monthly costs alone are over $2,000.00. That does not even include doctor visits or the gas you need to get there or any emergency that may arise.

So what do we do? We look for answers to reduce our debt and find some kind of medical relief to reduce our medical bills. There are places and companies out there, such as www.medicalbillsrelief.com that can help. They can answer your questions and calm your nerves. Give them a look see to find out if they can help you.